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How to Stop CDER Group

Updated On:
  • October 28, 2025

Received a Notice from CDER Group?

Has CDER Group issued threats of a home visit? If you’re uncertain about who CDER Group is and how to halt their actions, Bailiff Helpline offers assistance. Below, we will outline information about CDER Group and provide guidance on how to stop their activities.

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How It Works?

  • You make affordable monthly payments based on what you can afford.
  • Any remaining unsecured debt is written off after successful completion of the IVA.
  • Bailiffs and creditors cannot take further action against you.

Who is
CDER Group?

CDER Group, an acronym for Compliant Data-led Engagements & Resolutions, functions as an agency tasked with recovering unpaid debts on behalf of local and central government entities, as well as commercial clients.

Frequently Asked Questions
about CDER Group

Is CDER Group a Legitimate Entity?

CDER Group is a legitimate company based in the UK that specialises in debt collection. They are headquartered in London and registered in England and Wales. It’s important to note that CDER Group is not a fraudulent operation.

No, you are not obligated to grant them entry. Therefore, it is advisable not to allow them access to your home.

CDER Group employs bailiffs to enforce court orders, and they may impose additional fees on the outstanding debt.

CDER Group is responsible for collecting various debts, including:

  • Sundry Debts
  • Housing Benefit Overpayments
  • Former Tenant Arrears
  • Council Tax Debts
  • Penalty Charge Notices

Paying CDER Group is not the sole recourse available. If they are pursuing you, Bailiff Advice can offer assistance.

In most cases no. They would need a court issued warrant, which is rare and usually linked to criminal cases.

Don’t ignore the notice. You usually have at least 7 days before they can visit. Use that time to check the details, see if the notice is valid, and if possible contact them to arrange an affordable payment plan.

If you let them in or agree a controlled goods agreement, CDER can list non-essential items that you own outright—such as electronics or luxury items—for seizure. They can also take vehicles parked outside.

They cannot take essential items you need for day-to-day life—clothing, beds, cookers, fridges, etc. Tools of your trade under a value threshold are protected. Also, items that belong to someone else are exempt.

Yes. If you believe the debt isn’t yours, you don’t owe the full amount, or there are mistakes, you can ask CDER Group for proof. Disputing the debt properly can delay or prevent enforcement.

Yes. When an enforcement agent from CDER visits you, you have the right to ask for proof of identity, their enforcement certificate, and which company they represent. They must clearly show who they are.

If full repayment isn’t possible, propose an instalment plan. Showing willingness to work with them often helps avoid harsh enforcement. If you qualify, you might also explore debt solution routes that legally stop further bailiff action.

We’ve helped people just like you to
Stop Bailiff Action

If you are dealing with any of the following, we can help you find a solution.

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Bailiff Helpline is a trading style of My Debt Plan Ltd.

My Debt Plan Ltd provides insolvency solutions to individuals, specialising in IVA’s. All advice given is provided in reasonable contemplation of an insolvency appointment. Where you are not suitable for an IVA, we may refer you to one of our trusted partners who specialise on alternative solutions. 

  • No more harassment from bailiffs
  • Not running out of money before payday
  • No more borrowing from family or friends
  • No longer relying on credit cards
  • No more added interest or charges
  • No more relying on payday loans

Get the debt help you need - Stop Bailiffs!

Simply fill in the form below and a member of our team will contact you within 10 minutes.

May not be suitable in all circumstances. Our advice is free but fees may apply and your credit rating may be affected if you opt for a debt solution.

You will be contacted by Bailiff Helpline which is a trading style of My Debt Plan Ltd.

My Debt Plan Ltd provides insolvency solutions to individuals, specialising in IVA’s. All advice given is following an initial fact find, tailored to your individual circumstances and provided in reasonable contemplation of an insolvency appointment. Our advice on your options is always free and we will notify you if a solution you choose has a fee associated with it. Where you are not suitable for an IVA, we may refer you to one of our trusted partners who specialise in alternative solutions.

Registered address 2nd Floor Blenheim Court, Cheadle, Cheshire, England, SK8 2JY Company Registered in England and Wales Number 10992838 Data Protection ZB284067.

Lucy Novo Deakin of My Debt Plan Ltd and Adam Charles Southard of SLWB Ltd are insolvency practitioners in the UK licensed by the Insolvency Practitioners Association (IPA).

*Of 2,381 IVA cases approved between January-December 2023, the average expected write off assuming successful completion is 74%.
A debt write off amount between 25% and 75% is realistic, however, the debt write off amount will differ for each customer upon their individual financial circumstances and is subject to approval of their creditors. Any remaining qualifying unsecured debt in your IVA will be written off, however some unsecured debts will be excluded, such as court fines, child maintenance and student loans, therefore you will need to continue paying these both during and after the IVA.

To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.

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Credit Score

Credit Score Pop Up Wording : An Individual Voluntary Arrangement (IVA) is a formal agreement with creditors to repay a portion of your debts over time, but it does have an impact on your credit score and it will be difficult to obtain further credit whilst on an IVA. Once an IVA is approved, it is recorded on your credit report and will typically remain there for six years from the date it starts.
However, it’s important to note this is the case for most debt solutions and your credit score will likely already have been affected by being in debt in the first place.
Once your IVA is complete you will get a fresh start to begin rebuilding your credit rating.

Fees

IVA costs are charged for the preparation of your proposal and the administration of the arrangement for the full term (usually 5 years) these costs are charged from the monthly contributions you make into the IVA and are not in addition. Costs will only be recovered on approval of your arrangement and once you commence making payments to it. The fees for preparation of the proposal to creditors and calling the meeting for creditors to vote on its approval are called nominees fees, the fees for running the arrangement once approved are called supervisors fees. There are also some expenses incurred in the running of the arrangement such as the registration fee and the statutory insurance that needs to be taken by law, these are called disbursements. For our arrangements, the total of all of these is £3,650 although this may be adjusted by creditors when they vote on whether to accept. No matter what the end total of costs come to, you can be rest assured that these will be taken from the monthly payment we agree with you.